America's "No Risk" Investment For the regular guy with a job, maybe a family, and darn little spare time, there are few better wealth building opportunities than those found in owning single family rental homes. No matter where you live, you will find single family homes for sale, so the opportunity is available to everyone.

This is especially true in metro Phoenix, the second hottest housing market in the country.  An area where more people have move into in the 15 months after the 2000 census than any other county including the population champ Los Angeles.  An area where the median price of an existing house is $11,000 less than the US house median price of $147,000. An area where the annual appreciation over the past 10 years has averaged move than 6%. Fueling the future housing market will be two new forces; the burgeoning population of minorities and retiring Baby Boomers.

Investors are buying second, third or even fourth homes. Some kept the residences for vacation retreats, while others turned them into rental properties. Read more.


The legal structure for buying, selling and transferring title of single family homes is proven and easy to understand. Financing is readily available and often at very favorable terms for the investor. The rights of rental homeowners and renters are well established and when properly utilized can protect the property owner's rights and investment dollars. Managing single family homes is a snap when you know how and have the time. You don't have to blaze any new trails.

An A-1, Easy to Use Profit System
Single family rental homes can become gold mines - Just Follow A Winning Plan
Pace Yourself for Success
No Spare Time - Hire Us
A Simple Plan Makes It Easy
One Rental Home Per Year = Wealth
Renters Make You Rich
Cash Flow, Cash Flow, Cash Flow
Only a 10% Down Payment? Yes!
Never Sell Your Wealth
The Money Just Keeps Piling Up!
One Million Dollars ~ All Yours!
Hey! There's Lot's More!
Projected Cash Flows and Profitability Analysis


An A-1, Easy to Use Profit System

Added to all of these benefits are the many profit building techniques that have been developed over the years by resourceful investors for rental homes, both new homes and resale homes. There is truly an amazing array of wealth building tricks, and ideas available to the small real estate investor. No one masters these skills without actually getting out there and buying a rental house, or two and continuing to expose themselves to the experiences of others. When you do that, your education takes on practical applications that you would just never fully understand unless you were out there gaining hands on experience while realizing amazing profits. Learn, then do. It's simple, really.

Single family rental homes can become gold mines - Just Follow A Winning Plan

Every new investor should approach real estate investing just as he/she would if starting any new business. Learn all you can, adopt those techniques that seem to best match your goals, make a plan and get started. Most investors don't start with a real, thought-out plan. Would you go to a shopping center, rent retail space and open a store without having experience or education in retailing? Of course not!

The same holds true in real estate investing. You must treat it like a business, because that is what it is. Learn all you can, make a plan and start slowly. The advantage of investing in single family homes is that it is a very low risk business and good educational material is available at reasonable cost. With a good plan and hard work, you can't fail! But you must have a plan.

Pace Yourself for Success

You need to be realistic about exactly how many hours you will be spending each week in searching for and making offers on property. It is critical that you make a weekly work plan and stick to it! Something as simple as that can be the difference between success and failure.

You may be working at a full time job as you begin investing in homes. You only have so many hours to spend on your plan. You must design a schedule that you can stick with or you may as well not start at all. As with most things, persistence is truly the key to success. You can do it! All you need is the determination!

No Spare Time - Hire Us

Many people feel they just don't have enough free time to get out and look for real estate investments. Okay. That is where we come in.  Talk to us.  We have been finding rental deals for investors for 20 years.  Let us start started building wealth in rental homes for your!

Single family homes have been the road to wealth for many others and they can be the same for you. Keep your eye on the money! Financial freedom is your motivation!

A Simple Plan Makes It Easy

How will you begin prospecting for rental homes? How much cash do you have free to do deals? What kind of offers must you present to make the most of your cash? If you have little cash, there are still ways to make money in real estate. Do you know them? Do you have a checklist for inspecting a home when you find a possible deal? Do you have a plan for what you will do if an offer is accepted? Can you prepare the purchase contract and begin the escrow? Are you prepared to advertise for and screen tenants? Do you have a solid rental contract? Do you understand your rights and limitations as a landlord? Do you have a proven "hands-off" rental management plan?

Those are some of the questions you should ask yourself as you build your real estate investing plan. Answering those questions will help you focus on what kind of investment program you would like to develop. Spending time thinking through your plan will go a long way to insure your success. You must believe in the plan, so that you will stick with it once you start. Focus on the way wealth can change your life.             

It only seems daunting in the beginning. Everything you need for your plan is readily available, because others have done exactly what you are planning to do. We have. Call if you need help.

One Rental Home Per Year = Wealth

Here is an example of the wealth building power of single family rental homes. Even with the recent economic slow-down the metro Phoenix market is still vibrant. A cooling market, of course, is relative - like a dip from 100 degrees to 90. Phoenix still has one of the hottest housing markets in the country, second only for new-home building for the past few years and among the top five U.S. markets for home resales.

People continue to pour into the Valley. Almost a half-million jobs were created during the past five years, and the area's new residents want to buy homes wherever they can afford them.

Part of the reason they're coming is because the Valley is still affordable compared with other big cities. The typical existing house in San Diego goes for $236,800. One in Denver costs $175,600, and in Las Vegas it goes for $138,700.

Now get this! If you had bought just one $100-thousand house in 1994 it would be worth over $161-thousand today! If you had put $10-thousand down you would have a $61-thousand profit on your $10-thousand investment!

$61-thousand in your pocket and that doesn't even count the amount the loan principal would have been paid down by rent payments and tax shelter.

What if you had purchased just one house in each of those eight years? You would be well on your way to becoming a millionaire! And its as easy as buying just one home each year!

Renters Make You Rich

Properly structured single family home purchases give you a big bag of benefits. First and foremost is the ability to leverage your investment. Institutions that lend mortgage money look upon single family homes as being very secure collateral for loans. Therefore, there is usually ample money available at reasonable rates. You put up a little and borrow a lot. That's leverage. Leverage and compounding are the true secrets of financial freedom!

Get this! With ordinary financing, you can often buy a home for just 10% of the purchase price in cash. Consider what a wonderful situation this is. Someone will lend you tens-of-thousands of dollars to buy a rental home and then a renter will make the loan payments for you! If that doesn't ring your bell, you need your clapper replaced.

Is it any wonder that real estate investing has been one of America's main avenues to wealth?

We are entering a period where you can expect mortgage interest rates to remain between 7% - 8% with down payments of 10%. This means if you make careful purchases, you can buy homes with thirty-year loans for $13,000 down and collect enough rent to cover the loan payment, taxes and insurance. As time goes on you will have rental increases that produce spendable cash over and above the other recurring home expenses. These are easy to do deals!

Cash Flow, Cash Flow, Cash Flow

Here's the pay off! At the end of thirty years if you don't refinance the loan, you could have a free and clear home with a value that is perhaps near $250,000, depending on economic conditions. This home should produce a rental income near $1,800 per month by the end of the thirty-year period. Remember, at this point, you would have no loan payments. That $1,800 would be yours to spend each month. If you had five homes, you would have about $9,000 per month income, or about $108,000 per year. Hey, it's time to party!

Remember you have done this with a down payment of about $13,000. Your $13,000 turns into perhaps $250,000 in a period of thirty years with just one property! What else has this property done for you? It has given you some tax shelter through depreciation. You will depreciate your rental home over a period of 27.5 years. On a $130,000 home that means you can shelter over $4,700 of your income every year.

Over a period of 30 years that one home will shelter about $130,000 of your income from income tax. For many people that would be like getting two or three years of income without having to pay tax on it! I break out in a big smile just writing that sentence.

Only a 10% Down Payment? Yes!

As we write this, you can buy a brand new or resale home with an conventional loan for as little as 10%. That's $13,000 on a $130,000 home!

I believe that mortgage money interest rates will be about 7.5%. That would give you a monthly mortgage payment of $818.00 not counting taxes and insurance. Your rent on a good house should be about $1,000 (or more) and that should easily cover your loan payment. Remember, renters will make you rich! Bless'em!

               
Never Sell Your Wealth

You never want to sell your investment homes because you would have to pay a huge amount of money in capital gain tax. But what if the neighborhood began to deteriorate over the years and you feared the value of your house would be negatively effected? Never fear, Uncle Sam is near.

Under tax law, you are allowed to exchange your rental house for another rental house of equal or greater value with no tax liability! Get it? That means you do not have to pay capital gain tax on the appreciated value of the home you are trading. I won't go into the details of the exchange rules here, but they have terrific advantages for real estate investors. You are always able to keep your real estate investment in a prime area where it will produce top rental income and high quality tenants. And, without tax problems!

You never sell your homes because they will just continue to pump out money for you. You will end up in five to ten years with a huge yearly income all built on those little down payments. You worked for your rental homes; now let them work for you.

The Money Just Keeps Piling Up!

You never, ever sell because if you did you would have to pay thousands in capital gain taxes. Look at the numbers. If over two or three years you bought five houses each worth $100,000, you would control $500,000 in assets. In thirty years, you would have paid off the loans on those houses and you would own them free and clear. In that time, it is a good bet that those homes appreciated in value by 100% and are now worth one million dollars. You would owe capital gain taxes on half a million dollars if you sold!

One Million Dollars ~ All Yours!

You would own a million dollars worth of property and your original cash investment was only $13,000 per home. A total of only about $65,000 spread over time!

Another consideration is your heirs. If you never sell your property, at your death your heirs can take over the property with "stepped up basis". That means nobody ever has to pay taxes on that half million-dollar gain! Never, ever sell!

Hey! There's Lot's More!

Yes, single family homes are a wondrous, low risk investment that is within the reach of everyone. All you need is determination and a good plan. We can offer you profit-tested, single-family home investment plans. 

Click here for projected cash flows and profitability analysis!
Contact us today to learn more about single family rental homes!