Drivers license and Social Security Card (copies for all borrowers, both sides)
	Name, address and zip code for all employers for the past two years
	Year-to-date pay stubs and last two years W-2's for borrower and co-borrower
	Copy of your last two months statements for all checking, savings, credit unions, mutual funds, etc.  Copies of statements you receive while your loan is in process and most current pay stub at the time of submission
	Your residence addresses for the past two years (seven years for conventional loans)
	Name, address and account numbers for all creditors, (including landlords or mortgagee for the past two years) along with the monthly payment amount and the outstanding balance.  Copy of credit card statements (for those with open balances) showing minimum payment due
	If you are self-employed, the past two years tax returns (both personal and business) along with year-to-date profit and loss statement prepared by or under the cover letter of an accountant for the business
	If all or part of your income is some type of pension, social Security, Retirement, disability, etc., documentation is needed to establish how long this income will continue
	If your loan is a VA you need your DD-214 or DD-217 form.  If possible, bring your Certificate of Eligibility or Veteran Status, whichever is applicable
	If child support or spousal maintenance is part of your income or an obligation, documentation is needed stating amounts and duration
	If you have sold a home in the last five years, a copy of the settlement statement which the title company or attorney supplied at closing is needed
	If you have entered into an agreement to buy, a copy of your purchase contract is needed.
	A check for the credit report and appraisal.  Approximately $55 for the credit report and $350 for an appraisal
	A copy of the front and back of your earnest deposit check
	The name, address, phone number of all Homeowner Associations and monthly payments.
	Estimated value of furniture and personal property
	Addresses of all real estate owned and loan information, income and expenses if rental property
	Full divorce decree, if applicable